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In the context of the finance-themed example provided earlier, which one of the following codes demonstrates the use of both inheritance and polymorphism?
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- `FinancialDerivative Derivative; Derivative.CalculateValue();`
- `Stock s; FinancialDerivative *d = &s; d->CalculateValue();`
- `FinancialDerivative *d; Stock s; d = &s; d->CalculateValue();`
- `Stock s; FinancialDerivative d = s; d.CalculateValue();`